Side-by-side · Q2 2026 data
First Financial Bank vs Texas Capital Bank
Metric by metric
| Measure | First Financial Bank | Texas Capital Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 66 (stronger) | 57 |
| Loan quality | 74 | 83 (stronger) |
| Earnings | 91 (stronger) | 61 |
| Funding & liquidity | 65 (stronger) | 51 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 91st | 63rd |
| Total assets | $15.2B | $33.6B |
| Deposits / shares | $13.3B | $29.4B |
| Capital ratio | 11.61% (stronger) | 10.67% |
| Problem loans | 0.77% | 0.50% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.27% |
| Return on assets | 1.77% (stronger) | 1.03% |
| Loans ÷ deposits | 62.1% (stronger) | 84.0% |
| Uninsured deposits | 44.7% | 37.7% (stronger) |
| Offices | 80 | 9 |
| CFPB complaints (3 yrs) | 26 | 140 |
| Complaints per $1B deposits | 2.0 (stronger) | 4.8 |
| Mortgage denial rate (HMDA) | 12.6% | 4.4% |
First Financial Bank has the higher TellerScore (76 vs 67). On the 8 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 6 and Texas Capital Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.