Side-by-side · Q2 2026 data
First Financial Bank vs The First National Bank of Trinity
Metric by metric
| Measure | First Financial Bank | The First National Bank of Trinity |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 66 (stronger) | 42 |
| Loan quality | 74 | 100 (stronger) |
| Earnings | 91 (stronger) | 53 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 91st | 48th |
| Total assets | $15.2B | $92.8M |
| Deposits / shares | $13.3B | $86.0M |
| Capital ratio | 11.61% (stronger) | 9.16% |
| Problem loans | 0.77% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.21% |
| Return on assets | 1.77% (stronger) | 0.83% |
| Loans ÷ deposits | 62.1% | 52.4% (stronger) |
| Uninsured deposits | 44.7% | 11.9% (stronger) |
| Offices | 80 | 3 |
| CFPB complaints (3 yrs) | 26 | — |
| Complaints per $1B deposits | 2.0 | — |
| Mortgage denial rate (HMDA) | 12.6% | — |
First Financial Bank has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 4 and The First National Bank of Trinity on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.