Side-by-side · Q2 2026 data
First Financial Bank vs Third Federal Savings and Loan Association of Cleveland
Bank
Third Federal Savings and Loan Association of Cleveland
Cleveland, Ohio · $10 billion – $100 billion
Metric by metric
| Measure | First Financial Bank | Third Federal Savings and Loan Association of Cleveland |
|---|---|---|
| TellerScore | 68 (stronger) | 64 |
| Capital cushion | 48 | 50 (stronger) |
| Loan quality | 77 | 92 (stronger) |
| Earnings | 82 (stronger) | 44 |
| Funding & liquidity | 54 (stronger) | 50 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 66th | 46th |
| Total assets | $22.4B | $18.1B |
| Deposits / shares | $17.8B | $10.2B |
| Capital ratio | 9.78% | 9.99% (stronger) |
| Problem loans | 0.70% | 0.25% (stronger) |
| Net charge-offs | 0.27% | -0.02% (stronger) |
| Return on assets | 1.56% (stronger) | 0.60% |
| Loans ÷ deposits | 76.3% (stronger) | 159.0% |
| Uninsured deposits | 41.9% | 3.9% (stronger) |
| Offices | 158 | 35 |
| CFPB complaints (3 yrs) | 59 | — |
| Complaints per $1B deposits | 3.3 | — |
| Mortgage denial rate (HMDA) | 24.9% | 35.5% |
First Financial Bank has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 3 and Third Federal Savings and Loan Association of Cleveland on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.