Side-by-side · Q2 2026 data
First Financial Bank, National Association vs German American Bank
Bank
First Financial Bank, National Association
Terre Haute, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | First Financial Bank, National Association | German American Bank |
|---|---|---|
| TellerScore | 68 | 75 (stronger) |
| Capital cushion | 54 | 62 (stronger) |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 78 | 91 (stronger) |
| Funding & liquidity | 45 | 46 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 49th | 77th |
| Total assets | $6.2B | $8.4B |
| Deposits / shares | $4.9B | $7.1B |
| Capital ratio | 10.36% | 11.19% (stronger) |
| Problem loans | 0.61% | 0.45% (stronger) |
| Net charge-offs | 0.20% | 0.06% (stronger) |
| Return on assets | 1.45% | 1.76% (stronger) |
| Loans ÷ deposits | 91.1% | 83.0% (stronger) |
| Uninsured deposits | 36.4% (stronger) | 42.8% |
| Offices | 78 | 89 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.8% | 17.2% |
German American Bank has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank, National Association leads on 1 and German American Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.