Side-by-side · Q2 2026 data
First Financial Bank, National Association vs Lake City Bank
Bank
First Financial Bank, National Association
Terre Haute, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | First Financial Bank, National Association | Lake City Bank |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 54 | 69 (stronger) |
| Loan quality | 80 | 88 (stronger) |
| Earnings | 78 | 86 (stronger) |
| Funding & liquidity | 45 (stronger) | 26 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 49th | 70th |
| Total assets | $6.2B | $7.2B |
| Deposits / shares | $4.9B | $6.3B |
| Capital ratio | 10.36% | 11.89% (stronger) |
| Problem loans | 0.61% | 0.36% (stronger) |
| Net charge-offs | 0.20% | 0.08% (stronger) |
| Return on assets | 1.45% | 1.66% (stronger) |
| Loans ÷ deposits | 91.1% | 86.9% (stronger) |
| Uninsured deposits | 36.4% (stronger) | 57.6% |
| Offices | 78 | 55 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.8% | 12.4% |
Lake City Bank has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank, National Association leads on 1 and Lake City Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.