Side-by-side · Q2 2026 data
First Financial Bank, National Association vs Southern Illinois Bank
Bank
First Financial Bank, National Association
Terre Haute, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | First Financial Bank, National Association | Southern Illinois Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 62 |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 80 (stronger) | 0 |
| Earnings | 78 (stronger) | 65 |
| Funding & liquidity | 45 | 82 (stronger) |
| Problem-loan coverage | 92 (stronger) | 64 |
| Peer percentile | 49th | 22nd |
| Total assets | $6.2B | $136.5M |
| Deposits / shares | $4.9B | $114.1M |
| Capital ratio | 10.36% | 17.72% (stronger) |
| Problem loans | 0.61% (stronger) | 4.75% |
| Net charge-offs | 0.20% | 0.00% (stronger) |
| Return on assets | 1.45% (stronger) | 1.13% |
| Loans ÷ deposits | 91.1% | 63.6% (stronger) |
| Uninsured deposits | 36.4% | 28.5% (stronger) |
| Offices | 78 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.8% | — |
First Financial Bank, National Association has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank, National Association leads on 3 and Southern Illinois Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.