Side-by-side · Q2 2026 data
First Financial Bank, National Association vs The Bank of Herrin
Bank
First Financial Bank, National Association
Terre Haute, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | First Financial Bank, National Association | The Bank of Herrin |
|---|---|---|
| TellerScore | 68 (stronger) | 65 |
| Capital cushion | 54 (stronger) | 38 |
| Loan quality | 80 (stronger) | 72 |
| Earnings | 78 (stronger) | 69 |
| Funding & liquidity | 45 | 86 (stronger) |
| Problem-loan coverage | 92 (stronger) | 84 |
| Peer percentile | 49th | 29th |
| Total assets | $6.2B | $349.2M |
| Deposits / shares | $4.9B | $326.5M |
| Capital ratio | 10.36% (stronger) | 8.81% |
| Problem loans | 0.61% (stronger) | 0.83% |
| Net charge-offs | 0.20% | -0.01% (stronger) |
| Return on assets | 1.45% (stronger) | 1.23% |
| Loans ÷ deposits | 91.1% | 70.2% (stronger) |
| Uninsured deposits | 36.4% | 18.4% (stronger) |
| Offices | 78 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.8% | 7.7% |
First Financial Bank, National Association has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank, National Association leads on 4 and The Bank of Herrin on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.