Side-by-side · Q2 2026 data
First Financial of Maryland Federal Credit Union vs Destinations Credit Union
Credit union
First Financial of Maryland Federal Credit Union
Sparks, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | First Financial of Maryland Federal Credit Union | Destinations Credit Union |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 33 | 35 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 86th | 62nd |
| Total assets | $1.4B | $65.4M |
| Deposits / shares | $1.2B | $56.7M |
| Capital ratio | 16.73% (stronger) | 13.76% |
| Problem loans | 0.54% | 0.48% (stronger) |
| Net charge-offs | 0.45% (stronger) | 0.48% |
| Return on assets | 0.33% | 0.36% (stronger) |
| Loans ÷ deposits | 78.6% | 48.1% (stronger) |
| Uninsured deposits | 5.8% | 2.5% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Financial of Maryland Federal Credit Union leads on 2 and Destinations Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.