Side-by-side · Q2 2026 data
First Florida Credit Union vs Tru Fi Credit Union
Metric by metric
| Measure | First Florida Credit Union | Tru Fi Credit Union |
|---|---|---|
| TellerScore | 72 | 84 (stronger) |
| Capital cushion | 80 (stronger) | 76 |
| Loan quality | 78 | 80 (stronger) |
| Earnings | 48 | 88 (stronger) |
| Funding & liquidity | 67 | 93 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 66th | 86th |
| Total assets | $1.5B | $146.4M |
| Deposits / shares | $1.1B | $127.3M |
| Capital ratio | 12.95% (stronger) | 12.61% |
| Problem loans | 0.65% | 0.60% (stronger) |
| Net charge-offs | 0.56% | -0.06% (stronger) |
| Return on assets | 0.71% | 1.71% (stronger) |
| Loans ÷ deposits | 92.8% | 67.7% (stronger) |
| Uninsured deposits | 4.6% (stronger) | 11.9% |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.8% | — |
Tru Fi Credit Union has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First Florida Credit Union leads on 2 and Tru Fi Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.