Side-by-side · Q2 2026 data
First Guaranty Bank vs Bonvenu Bank, National Association
Metric by metric
| Measure | First Guaranty Bank | Bonvenu Bank, National Association |
|---|---|---|
| TellerScore | 38 | 67 (stronger) |
| Capital cushion | 21 | 50 (stronger) |
| Loan quality | 23 | 96 (stronger) |
| Earnings | 35 | 51 (stronger) |
| Funding & liquidity | 89 (stronger) | 50 |
| Problem-loan coverage | 52 | 98 (stronger) |
| Peer percentile | 1st | 44th |
| Total assets | $3.9B | $1.6B |
| Deposits / shares | $3.5B | $1.4B |
| Capital ratio | 7.09% | 10.04% (stronger) |
| Problem loans | 2.30% | 0.13% (stronger) |
| Net charge-offs | 1.22% | -0.00% (stronger) |
| Return on assets | 0.39% | 0.76% (stronger) |
| Loans ÷ deposits | 50.0% (stronger) | 74.4% |
| Uninsured deposits | 25.3% (stronger) | 47.2% |
| Offices | 25 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 7.4% |
Bonvenu Bank, National Association has the higher TellerScore (67 vs 38). On the 7 directional measures above (where higher or lower is clearly better), First Guaranty Bank leads on 2 and Bonvenu Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.