Side-by-side · Q2 2026 data
First Guaranty Bank vs Chevron Federal Credit Union
Metric by metric
| Measure | First Guaranty Bank | Chevron Federal Credit Union |
|---|---|---|
| TellerScore | 38 | 81 (stronger) |
| Capital cushion | 21 | 74 (stronger) |
| Loan quality | 23 | 87 (stronger) |
| Earnings | 35 | 85 (stronger) |
| Funding & liquidity | 89 (stronger) | 72 |
| Problem-loan coverage | 52 | 95 (stronger) |
| Peer percentile | 1st | 89th |
| Total assets | $3.9B | $5.4B |
| Deposits / shares | $3.5B | $4.7B |
| Capital ratio | 7.09% | 12.38% (stronger) |
| Problem loans | 2.30% | 0.38% (stronger) |
| Net charge-offs | 1.22% | 0.21% (stronger) |
| Return on assets | 0.39% | 1.64% (stronger) |
| Loans ÷ deposits | 50.0% (stronger) | 87.8% |
| Uninsured deposits | 25.3% | 12.0% (stronger) |
| Offices | 25 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 20.4% |
Chevron Federal Credit Union has the higher TellerScore (81 vs 38). On the 7 directional measures above (where higher or lower is clearly better), First Guaranty Bank leads on 1 and Chevron Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.