Side-by-side · Q2 2026 data
First Harvest Federal Credit Union vs Financial Resources Federal Credit Union
Credit union
First Harvest Federal Credit Union
Deptford, New Jersey · $100 million – $1 billion
Credit union
Financial Resources Federal Credit Union
Branchburg, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | First Harvest Federal Credit Union | Financial Resources Federal Credit Union |
|---|---|---|
| TellerScore | 53 (stronger) | 31 |
| Capital cushion | 30 | 39 (stronger) |
| Loan quality | 68 (stronger) | 0 |
| Earnings | 34 (stronger) | 31 |
| Funding & liquidity | 78 (stronger) | 64 |
| Problem-loan coverage | 82 (stronger) | 39 |
| Peer percentile | 9th | 0th |
| Total assets | $484.5M | $659.0M |
| Deposits / shares | $427.1M | $589.6M |
| Capital ratio | 8.01% | 8.86% (stronger) |
| Problem loans | 0.96% (stronger) | 3.35% |
| Net charge-offs | 0.35% (stronger) | 0.55% |
| Return on assets | 0.35% (stronger) | 0.28% |
| Loans ÷ deposits | 82.5% (stronger) | 88.2% |
| Uninsured deposits | 4.4% (stronger) | 22.2% |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.8% | 24.9% |
First Harvest Federal Credit Union has the higher TellerScore (53 vs 31). On the 7 directional measures above (where higher or lower is clearly better), First Harvest Federal Credit Union leads on 6 and Financial Resources Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.