Side-by-side · Q2 2026 data
First Heritage Bank vs First National Bank of Omaha
Metric by metric
| Measure | First Heritage Bank | First National Bank of Omaha |
|---|---|---|
| TellerScore | 79 (stronger) | 72 |
| Capital cushion | 52 | 58 (stronger) |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 93 (stronger) | 92 |
| Funding & liquidity | 68 (stronger) | 55 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 63rd | 79th |
| Total assets | $72.1M | $34.2B |
| Deposits / shares | $59.9M | $27.8B |
| Capital ratio | 10.21% | 10.83% (stronger) |
| Problem loans | 0.00% (stronger) | 0.78% |
| Net charge-offs | 0.00% (stronger) | 1.84% |
| Return on assets | 1.82% (stronger) | 1.79% |
| Loans ÷ deposits | 92.2% | 84.5% (stronger) |
| Uninsured deposits | 9.0% (stronger) | 33.9% |
| Offices | 2 | 125 |
| CFPB complaints (3 yrs) | — | 1,803 |
| Complaints per $1B deposits | — | 64.9 |
| Mortgage denial rate (HMDA) | — | 25.9% |
First Heritage Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First Heritage Bank leads on 5 and First National Bank of Omaha on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.