Side-by-side · Q2 2026 data
First Heritage Bank vs Northwest Bank
Metric by metric
| Measure | First Heritage Bank | Northwest Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 70 |
| Capital cushion | 52 (stronger) | 51 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 93 (stronger) | 74 |
| Funding & liquidity | 68 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 63rd | 58th |
| Total assets | $72.1M | $3.0B |
| Deposits / shares | $59.9M | $2.6B |
| Capital ratio | 10.21% (stronger) | 10.12% |
| Problem loans | 0.00% (stronger) | 0.23% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.82% (stronger) | 1.35% |
| Loans ÷ deposits | 92.2% (stronger) | 93.9% |
| Uninsured deposits | 9.0% (stronger) | 28.8% |
| Offices | 2 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.0% |
First Heritage Bank has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Heritage Bank leads on 7 and Northwest Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Shenandoah, IA