Side-by-side · Q2 2026 data
First Heritage Bank vs GNBank, National Association
Metric by metric
| Measure | First Heritage Bank | GNBank, National Association |
|---|---|---|
| TellerScore | 73 | 80 (stronger) |
| Capital cushion | 40 | 66 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 81 | 81 |
| Funding & liquidity | 67 | 67 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 53rd | 90th |
| Total assets | $303.4M | $1.1B |
| Deposits / shares | $280.1M | $851.1M |
| Capital ratio | 9.05% | 11.56% (stronger) |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | -0.01% (stronger) | 0.05% |
| Return on assets | 1.51% | 1.52% (stronger) |
| Loans ÷ deposits | 69.5% (stronger) | 84.7% |
| Uninsured deposits | 36.6% | 22.6% (stronger) |
| Offices | 5 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 12.7% |
GNBank, National Association has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Heritage Bank leads on 3 and GNBank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.