Side-by-side · Q2 2026 data
First Heritage Bank vs Grant County Bank
Metric by metric
| Measure | First Heritage Bank | Grant County Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 69 |
| Capital cushion | 40 | 83 (stronger) |
| Loan quality | 100 (stronger) | 31 |
| Earnings | 81 | 91 (stronger) |
| Funding & liquidity | 67 | 68 (stronger) |
| Problem-loan coverage | 100 (stronger) | 82 |
| Peer percentile | 53rd | 40th |
| Total assets | $303.4M | $298.3M |
| Deposits / shares | $280.1M | $251.7M |
| Capital ratio | 9.05% | 13.32% (stronger) |
| Problem loans | 0.00% (stronger) | 2.07% |
| Net charge-offs | -0.01% | -0.57% (stronger) |
| Return on assets | 1.51% | 1.79% (stronger) |
| Loans ÷ deposits | 69.5% | 67.4% (stronger) |
| Uninsured deposits | 36.6% (stronger) | 36.9% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | — |
First Heritage Bank has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Heritage Bank leads on 3 and Grant County Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.