Side-by-side · Q2 2026 data
First Hope Bank, A National Banking Association vs Cenlar FSB
Bank
First Hope Bank, A National Banking Association
Hope, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | First Hope Bank, A National Banking Association | Cenlar FSB |
|---|---|---|
| TellerScore | 70 | 71 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 51 (stronger) | 0 |
| Funding & liquidity | 65 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 43rd | 47th |
| Total assets | $656.7M | $782.0M |
| Deposits / shares | $585.6M | $442.8M |
| Capital ratio | 10.02% | 16.56% (stronger) |
| Problem loans | 0.00% (stronger) | 0.21% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.78% (stronger) | -1.23% |
| Loans ÷ deposits | 74.6% | 45.7% (stronger) |
| Uninsured deposits | 33.9% (stronger) | 90.6% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
Cenlar FSB has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Hope Bank, A National Banking Association leads on 3 and Cenlar FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.