Side-by-side · Q2 2026 data
First Hope Bank, A National Banking Association vs First Northern Bank and Trust Company
Bank
First Hope Bank, A National Banking Association
Hope, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | First Hope Bank, A National Banking Association | First Northern Bank and Trust Company |
|---|---|---|
| TellerScore | 70 | 81 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 100 (stronger) | 61 |
| Earnings | 51 | 77 (stronger) |
| Funding & liquidity | 65 | 74 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 43rd | 80th |
| Total assets | $656.7M | $921.5M |
| Deposits / shares | $585.6M | $761.9M |
| Capital ratio | 10.02% | 15.29% (stronger) |
| Problem loans | 0.00% (stronger) | 1.16% |
| Net charge-offs | 0.02% | -0.14% (stronger) |
| Return on assets | 0.78% | 1.43% (stronger) |
| Loans ÷ deposits | 74.6% | 74.0% (stronger) |
| Uninsured deposits | 33.9% | 26.3% (stronger) |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
First Northern Bank and Trust Company has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Hope Bank, A National Banking Association leads on 1 and First Northern Bank and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.