Side-by-side · Q2 2026 data
First Hope Bank, A National Banking Association vs Freedom Bank
Bank
First Hope Bank, A National Banking Association
Hope, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | First Hope Bank, A National Banking Association | Freedom Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 63 |
| Capital cushion | 50 (stronger) | 48 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 51 | 55 (stronger) |
| Funding & liquidity | 65 (stronger) | 33 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 43rd | 24th |
| Total assets | $656.7M | $838.3M |
| Deposits / shares | $585.6M | $711.5M |
| Capital ratio | 10.02% (stronger) | 9.78% |
| Problem loans | 0.00% (stronger) | 0.28% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.78% | 0.89% (stronger) |
| Loans ÷ deposits | 74.6% (stronger) | 103.0% |
| Uninsured deposits | 33.9% (stronger) | 36.4% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | 2.5% |
First Hope Bank, A National Banking Association has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Hope Bank, A National Banking Association leads on 5 and Freedom Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.