TellerScore

Side-by-side · Q2 2026 data

First Horizon Bank vs Pinnacle Bank

Bank

First Horizon Bank

Memphis, Tennessee · $10 billion – $100 billion

64of 100
Moderate

Bank

Pinnacle Bank

Nashville, Tennessee · Over $100 billion

60of 100
Moderate

Metric by metric

MeasureFirst Horizon BankPinnacle Bank
TellerScore64 (stronger)60
Capital cushion53 (stronger)40
Loan quality7284 (stronger)
Earnings76 (stronger)63
Funding & liquidity38 (stronger)36
Problem-loan coverage8994 (stronger)
Peer percentile46th37th
Total assets$84.1B$128.8B
Deposits / shares$68.8B$102.2B
Capital ratio10.32% (stronger)8.97%
Problem loans0.83%0.48% (stronger)
Net charge-offs0.19% (stronger)0.27%
Return on assets1.40% (stronger)1.08%
Loans ÷ deposits94.7%85.8% (stronger)
Uninsured deposits40.3% (stronger)49.5%
Offices403377
CFPB complaints (3 yrs)535747
Complaints per $1B deposits7.87.3 (stronger)
Mortgage denial rate (HMDA)25.4%17.5%

First Horizon Bank has the higher TellerScore (64 vs 60). On the 8 directional measures above (where higher or lower is clearly better), First Horizon Bank leads on 5 and Pinnacle Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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