Side-by-side · Q2 2026 data
First Independent Bank vs Security Bank of Southwest Missouri
Metric by metric
| Measure | First Independent Bank | Security Bank of Southwest Missouri |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 66 | 77 (stronger) |
| Loan quality | 67 (stronger) | 27 |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 88 (stronger) | 75 |
| Peer percentile | 57th | 37th |
| Total assets | $147.6M | $146.8M |
| Deposits / shares | $131.4M | $127.7M |
| Capital ratio | 11.63% | 12.74% (stronger) |
| Problem loans | 1.00% (stronger) | 2.18% |
| Net charge-offs | 0.10% | -0.01% (stronger) |
| Return on assets | 1.24% | 3.02% (stronger) |
| Loans ÷ deposits | 55.5% (stronger) | 88.6% |
| Uninsured deposits | 5.8% (stronger) | 13.3% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Independent Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Independent Bank leads on 4 and Security Bank of Southwest Missouri on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.