Side-by-side · Q2 2026 data
First Independent Bank vs Dnb National Bank
Metric by metric
| Measure | First Independent Bank | Dnb National Bank |
|---|---|---|
| TellerScore | 76 | 79 (stronger) |
| Capital cushion | 49 (stronger) | 39 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 76 | 80 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 64th | 75th |
| Total assets | $632.3M | $124.1M |
| Deposits / shares | $533.0M | $114.3M |
| Capital ratio | 9.87% (stronger) | 8.89% |
| Problem loans | 0.14% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.55% | 2.01% (stronger) |
| Loans ÷ deposits | 82.0% | 26.4% (stronger) |
| Uninsured deposits | 16.8% (stronger) | 33.4% |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dnb National Bank has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Independent Bank leads on 2 and Dnb National Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.