Side-by-side · Q2 2026 data
First Independent Bank vs State Bank of Taunton
Metric by metric
| Measure | First Independent Bank | State Bank of Taunton |
|---|---|---|
| TellerScore | 76 (stronger) | 55 |
| Capital cushion | 49 | 84 (stronger) |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 82 (stronger) | 50 |
| Funding & liquidity | 76 | 90 (stronger) |
| Problem-loan coverage | 98 (stronger) | 59 |
| Peer percentile | 64th | 14th |
| Total assets | $632.3M | $46.6M |
| Deposits / shares | $533.0M | $37.1M |
| Capital ratio | 9.87% | 13.39% (stronger) |
| Problem loans | 0.14% (stronger) | 4.06% |
| Net charge-offs | 0.02% (stronger) | 1.64% |
| Return on assets | 1.55% (stronger) | 0.74% |
| Loans ÷ deposits | 82.0% | 70.4% (stronger) |
| Uninsured deposits | 16.8% | 4.1% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Independent Bank has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Independent Bank leads on 4 and State Bank of Taunton on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.