Side-by-side · Q2 2026 data
First Independent Bank vs The Wanda State Bank
Metric by metric
| Measure | First Independent Bank | The Wanda State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 49 | 71 (stronger) |
| Loan quality | 95 (stronger) | 63 |
| Earnings | 82 (stronger) | 54 |
| Funding & liquidity | 76 | 93 (stronger) |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 64th | 47th |
| Total assets | $632.3M | $229.8M |
| Deposits / shares | $533.0M | $201.3M |
| Capital ratio | 9.87% | 12.12% (stronger) |
| Problem loans | 0.14% (stronger) | 1.12% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.55% (stronger) | 0.85% |
| Loans ÷ deposits | 82.0% | 67.7% (stronger) |
| Uninsured deposits | 16.8% | 12.8% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Independent Bank has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Independent Bank leads on 3 and The Wanda State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.