Side-by-side · Q2 2026 data
First Independent Bank vs Wells Fargo Bank, National Association
Metric by metric
| Measure | First Independent Bank | Wells Fargo Bank, National Association |
|---|---|---|
| TellerScore | 76 (stronger) | 58 |
| Capital cushion | 49 (stronger) | 30 |
| Loan quality | 95 (stronger) | 65 |
| Earnings | 82 (stronger) | 75 |
| Funding & liquidity | 76 (stronger) | 58 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 64th | 21st |
| Total assets | $632.3M | $1.9T |
| Deposits / shares | $533.0M | $1.6T |
| Capital ratio | 9.87% (stronger) | 8.02% |
| Problem loans | 0.14% (stronger) | 1.04% |
| Net charge-offs | 0.02% (stronger) | 0.40% |
| Return on assets | 1.55% (stronger) | 1.38% |
| Loans ÷ deposits | 82.0% | 62.9% (stronger) |
| Uninsured deposits | 16.8% (stronger) | 50.3% |
| Offices | 11 | 4,086 |
| CFPB complaints (3 yrs) | — | 55,386 |
| Complaints per $1B deposits | — | 35.4 |
| Mortgage denial rate (HMDA) | — | 22.2% |
First Independent Bank has the higher TellerScore (76 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First Independent Bank leads on 6 and Wells Fargo Bank, National Association on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marshall, MN