Side-by-side · Q2 2026 data
First Independent Bank vs Wnb Financial, N.A.
Metric by metric
| Measure | First Independent Bank | Wnb Financial, N.A. |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 49 | 53 (stronger) |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 82 (stronger) | 60 |
| Funding & liquidity | 76 | 92 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 64th | 64th |
| Total assets | $632.3M | $583.7M |
| Deposits / shares | $533.0M | $512.9M |
| Capital ratio | 9.87% | 10.31% (stronger) |
| Problem loans | 0.14% | 0.08% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.55% (stronger) | 1.00% |
| Loans ÷ deposits | 82.0% | 67.8% (stronger) |
| Uninsured deposits | 16.8% | 12.3% (stronger) |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Independent Bank leads on 1 and Wnb Financial, N.A. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.