Side-by-side · Q2 2026 data
First Interstate Bank vs BTC Bank
Metric by metric
| Measure | First Interstate Bank | BTC Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 60 |
| Capital cushion | 44 | 44 |
| Loan quality | 63 | 76 (stronger) |
| Earnings | 68 (stronger) | 56 |
| Funding & liquidity | 71 (stronger) | 54 |
| Problem-loan coverage | 90 (stronger) | 88 |
| Peer percentile | 35th | 21st |
| Total assets | $25.8B | $1.9B |
| Deposits / shares | $21.7B | $1.4B |
| Capital ratio | 9.42% (stronger) | 9.35% |
| Problem loans | 1.12% | 0.72% (stronger) |
| Net charge-offs | 0.16% | -0.00% (stronger) |
| Return on assets | 1.21% (stronger) | 0.90% |
| Loans ÷ deposits | 64.9% (stronger) | 105.8% |
| Uninsured deposits | 36.4% | 9.8% (stronger) |
| Offices | 270 | 30 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.4% | 7.3% |
First Interstate Bank has the higher TellerScore (62 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First Interstate Bank leads on 4 and BTC Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Albany, MO
- Bethany, MO