Side-by-side · Q2 2026 data
First Interstate Bank vs Granco Federal Credit Union
Metric by metric
| Measure | First Interstate Bank | Granco Federal Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 59 |
| Capital cushion | 44 | 70 (stronger) |
| Loan quality | 63 (stronger) | 24 |
| Earnings | 68 (stronger) | 44 |
| Funding & liquidity | 71 | 99 (stronger) |
| Problem-loan coverage | 90 (stronger) | 80 |
| Peer percentile | 35th | 20th |
| Total assets | $25.8B | $99.0M |
| Deposits / shares | $21.7B | $87.4M |
| Capital ratio | 9.42% | 11.95% (stronger) |
| Problem loans | 1.12% (stronger) | 2.28% |
| Net charge-offs | 0.16% (stronger) | 0.32% |
| Return on assets | 1.21% (stronger) | 0.59% |
| Loans ÷ deposits | 64.9% | 60.8% (stronger) |
| Uninsured deposits | 36.4% | 4.3% (stronger) |
| Offices | 270 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.4% | — |
First Interstate Bank has the higher TellerScore (62 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Interstate Bank leads on 4 and Granco Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ephrata, WA