Side-by-side · Q2 2026 data
First Interstate Bank vs Opportunity Bank of Montana
Metric by metric
| Measure | First Interstate Bank | Opportunity Bank of Montana |
|---|---|---|
| TellerScore | 62 | 71 (stronger) |
| Capital cushion | 44 | 59 (stronger) |
| Loan quality | 63 | 91 (stronger) |
| Earnings | 68 (stronger) | 54 |
| Funding & liquidity | 71 (stronger) | 69 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 35th | 63rd |
| Total assets | $25.8B | $2.1B |
| Deposits / shares | $21.7B | $1.8B |
| Capital ratio | 9.42% | 10.93% (stronger) |
| Problem loans | 1.12% | 0.26% (stronger) |
| Net charge-offs | 0.16% | 0.03% (stronger) |
| Return on assets | 1.21% (stronger) | 0.85% |
| Loans ÷ deposits | 64.9% (stronger) | 86.2% |
| Uninsured deposits | 36.4% | 19.9% (stronger) |
| Offices | 270 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.4% | 12.0% |
Opportunity Bank of Montana has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Interstate Bank leads on 2 and Opportunity Bank of Montana on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.