Side-by-side · Q2 2026 data
First Interstate Bank vs Oregon Pacific Banking Company dba Oregon Pacific Bank
Bank
Oregon Pacific Banking Company dba Oregon Pacific Bank
Florence, Oregon · $100 million – $1 billion
Metric by metric
| Measure | First Interstate Bank | Oregon Pacific Banking Company dba Oregon Pacific Bank |
|---|---|---|
| TellerScore | 62 | 74 (stronger) |
| Capital cushion | 44 | 62 (stronger) |
| Loan quality | 63 | 87 (stronger) |
| Earnings | 68 | 74 (stronger) |
| Funding & liquidity | 71 (stronger) | 61 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 35th | 57th |
| Total assets | $25.8B | $825.4M |
| Deposits / shares | $21.7B | $723.8M |
| Capital ratio | 9.42% | 11.18% (stronger) |
| Problem loans | 1.12% | 0.39% (stronger) |
| Net charge-offs | 0.16% | 0.08% (stronger) |
| Return on assets | 1.21% | 1.35% (stronger) |
| Loans ÷ deposits | 64.9% (stronger) | 83.1% |
| Uninsured deposits | 36.4% | 29.7% (stronger) |
| Offices | 270 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.4% | — |
Oregon Pacific Banking Company dba Oregon Pacific Bank has the higher TellerScore (74 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Interstate Bank leads on 1 and Oregon Pacific Banking Company dba Oregon Pacific Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.