Side-by-side · Q2 2026 data
First Interstate Bank vs Stagepoint Federal Credit Union
Metric by metric
| Measure | First Interstate Bank | Stagepoint Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 62 |
| Capital cushion | 44 (stronger) | 35 |
| Loan quality | 63 | 95 (stronger) |
| Earnings | 68 (stronger) | 42 |
| Funding & liquidity | 71 (stronger) | 67 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 35th | 26th |
| Total assets | $25.8B | $131.0M |
| Deposits / shares | $21.7B | $119.6M |
| Capital ratio | 9.42% (stronger) | 8.49% |
| Problem loans | 1.12% | 0.14% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.87% |
| Return on assets | 1.21% (stronger) | 0.55% |
| Loans ÷ deposits | 64.9% (stronger) | 93.0% |
| Uninsured deposits | 36.4% | 7.5% (stronger) |
| Offices | 270 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.4% | 12.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Interstate Bank leads on 4 and Stagepoint Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.