Side-by-side · Q2 2026 data
First Kentucky Bank, Inc. vs First United Bank and Trust Company
Metric by metric
| Measure | First Kentucky Bank, Inc. | First United Bank and Trust Company |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 43 | 45 (stronger) |
| Loan quality | 92 | 92 |
| Earnings | 70 | 78 (stronger) |
| Funding & liquidity | 87 (stronger) | 84 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 53rd | 57th |
| Total assets | $585.6M | $591.4M |
| Deposits / shares | $508.2M | $525.0M |
| Capital ratio | 9.35% | 9.53% (stronger) |
| Problem loans | 0.25% | 0.25% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.26% | 1.45% (stronger) |
| Loans ÷ deposits | 70.2% (stronger) | 75.5% |
| Uninsured deposits | 17.8% | 15.9% (stronger) |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 4.8% |
First United Bank and Trust Company has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Kentucky Bank, Inc. leads on 1 and First United Bank and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Beaver Dam, KY