Side-by-side · Q2 2026 data
First Liberty Bank vs Correctional Workers Federal Credit Union
Credit union
Correctional Workers Federal Credit Union
El Reno, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | First Liberty Bank | Correctional Workers Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 88 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 98 (stronger) | 94 |
| Earnings | 63 (stronger) | 49 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 64th | 85th |
| Total assets | $885.0M | $10.5M |
| Deposits / shares | $768.3M | $8.6M |
| Capital ratio | 11.82% | 17.88% (stronger) |
| Problem loans | 0.07% (stronger) | 0.19% |
| Net charge-offs | 0.18% | -0.08% (stronger) |
| Return on assets | 1.07% (stronger) | 0.72% |
| Loans ÷ deposits | 93.0% | 47.8% (stronger) |
| Uninsured deposits | 26.9% | 0.1% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
Correctional Workers Federal Credit Union has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Liberty Bank leads on 2 and Correctional Workers Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.