Side-by-side · Q2 2026 data
First Liberty Bank vs Quail Creek Bank
Metric by metric
| Measure | First Liberty Bank | Quail Creek Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 68 (stronger) | 41 |
| Loan quality | 98 (stronger) | 78 |
| Earnings | 63 | 89 (stronger) |
| Funding & liquidity | 54 | 57 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 64th | 34th |
| Total assets | $885.0M | $831.2M |
| Deposits / shares | $768.3M | $756.5M |
| Capital ratio | 11.82% (stronger) | 9.07% |
| Problem loans | 0.07% (stronger) | 0.65% |
| Net charge-offs | 0.18% | 0.08% (stronger) |
| Return on assets | 1.07% | 1.72% (stronger) |
| Loans ÷ deposits | 93.0% | 80.9% (stronger) |
| Uninsured deposits | 26.9% (stronger) | 34.9% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 3.9% |
First Liberty Bank has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Liberty Bank leads on 4 and Quail Creek Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.