Side-by-side · Q2 2026 data
First Liberty Bank vs Plains State Bank
Metric by metric
| Measure | First Liberty Bank | Plains State Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 59 |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 86 (stronger) | 0 |
| Earnings | 74 | 86 (stronger) |
| Funding & liquidity | 71 (stronger) | 36 |
| Problem-loan coverage | 94 (stronger) | 62 |
| Peer percentile | 50th | 17th |
| Total assets | $873.2M | $828.4M |
| Deposits / shares | $763.3M | $685.8M |
| Capital ratio | 10.11% | 16.47% (stronger) |
| Problem loans | 0.42% (stronger) | 4.41% |
| Net charge-offs | 0.10% | 0.01% (stronger) |
| Return on assets | 1.34% | 1.64% (stronger) |
| Loans ÷ deposits | 64.1% (stronger) | 89.2% |
| Uninsured deposits | 37.6% (stronger) | 46.8% |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.3% | — |
First Liberty Bank has the higher TellerScore (72 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Liberty Bank leads on 4 and Plains State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.