Side-by-side · Q2 2026 data
First Mid Bank & Trust, National Association vs Legence Bank
Metric by metric
| Measure | First Mid Bank & Trust, National Association | Legence Bank |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 57 (stronger) | 45 |
| Loan quality | 81 (stronger) | 61 |
| Earnings | 64 | 98 (stronger) |
| Funding & liquidity | 68 | 84 (stronger) |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 58th | 43rd |
| Total assets | $9.1B | $642.9M |
| Deposits / shares | $7.6B | $573.6M |
| Capital ratio | 10.70% (stronger) | 9.55% |
| Problem loans | 0.58% (stronger) | 1.17% |
| Net charge-offs | 0.08% (stronger) | 0.44% |
| Return on assets | 1.10% | 1.96% (stronger) |
| Loans ÷ deposits | 89.7% | 69.0% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 21.2% |
| Offices | 85 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.9% | 19.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Mid Bank & Trust, National Association leads on 4 and Legence Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.