Side-by-side · Q2 2026 data
First Mid Bank & Trust, National Association vs Peoples National Bank , N.A.
Metric by metric
| Measure | First Mid Bank & Trust, National Association | Peoples National Bank , N.A. |
|---|---|---|
| TellerScore | 70 (stronger) | 62 |
| Capital cushion | 57 (stronger) | 43 |
| Loan quality | 81 (stronger) | 72 |
| Earnings | 64 | 79 (stronger) |
| Funding & liquidity | 68 (stronger) | 49 |
| Problem-loan coverage | 92 (stronger) | 83 |
| Peer percentile | 58th | 27th |
| Total assets | $9.1B | $2.1B |
| Deposits / shares | $7.6B | $1.8B |
| Capital ratio | 10.70% (stronger) | 9.26% |
| Problem loans | 0.58% (stronger) | 0.84% |
| Net charge-offs | 0.08% (stronger) | 0.23% |
| Return on assets | 1.10% | 1.46% (stronger) |
| Loans ÷ deposits | 89.7% (stronger) | 98.6% |
| Uninsured deposits | 17.1% (stronger) | 26.4% |
| Offices | 85 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.9% | 13.7% |
First Mid Bank & Trust, National Association has the higher TellerScore (70 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Mid Bank & Trust, National Association leads on 6 and Peoples National Bank , N.A. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.