Side-by-side · Q2 2026 data
First Mid Bank & Trust, National Association vs The Fairfield National Bank
Metric by metric
| Measure | First Mid Bank & Trust, National Association | The Fairfield National Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 65 |
| Capital cushion | 57 | 69 (stronger) |
| Loan quality | 81 (stronger) | 50 |
| Earnings | 64 (stronger) | 47 |
| Funding & liquidity | 68 | 91 (stronger) |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 58th | 29th |
| Total assets | $9.1B | $620.9M |
| Deposits / shares | $7.6B | $410.2M |
| Capital ratio | 10.70% | 11.89% (stronger) |
| Problem loans | 0.58% (stronger) | 1.51% |
| Net charge-offs | 0.08% (stronger) | 0.31% |
| Return on assets | 1.10% (stronger) | 0.69% |
| Loans ÷ deposits | 89.7% | 68.9% (stronger) |
| Uninsured deposits | 17.1% | 9.0% (stronger) |
| Offices | 85 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.9% | — |
First Mid Bank & Trust, National Association has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First Mid Bank & Trust, National Association leads on 4 and The Fairfield National Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.