Side-by-side · Q2 2026 data
First Mid Bank & Trust, National Association vs Washington Savings Bank
Metric by metric
| Measure | First Mid Bank & Trust, National Association | Washington Savings Bank |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 57 | 71 (stronger) |
| Loan quality | 81 | 90 (stronger) |
| Earnings | 64 (stronger) | 51 |
| Funding & liquidity | 68 | 87 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 58th | 68th |
| Total assets | $9.1B | $585.3M |
| Deposits / shares | $7.6B | $504.4M |
| Capital ratio | 10.70% | 12.07% (stronger) |
| Problem loans | 0.58% | 0.29% (stronger) |
| Net charge-offs | 0.08% | 0.07% (stronger) |
| Return on assets | 1.10% (stronger) | 0.77% |
| Loans ÷ deposits | 89.7% | 69.9% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 17.6% |
| Offices | 85 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.9% | — |
Washington Savings Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Mid Bank & Trust, National Association leads on 2 and Washington Savings Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.