Side-by-side · Q2 2026 data
First Mid Bank & Trust, National Association vs Wintrust Bank, National Association
Metric by metric
| Measure | First Mid Bank & Trust, National Association | Wintrust Bank, National Association |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 57 | 64 (stronger) |
| Loan quality | 81 | 88 (stronger) |
| Earnings | 64 | 99 (stronger) |
| Funding & liquidity | 68 (stronger) | 31 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 58th | 77th |
| Total assets | $9.1B | $9.6B |
| Deposits / shares | $7.6B | $8.3B |
| Capital ratio | 10.70% | 11.41% (stronger) |
| Problem loans | 0.58% | 0.36% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.24% |
| Return on assets | 1.10% | 1.98% (stronger) |
| Loans ÷ deposits | 89.7% (stronger) | 95.1% |
| Uninsured deposits | 17.1% (stronger) | 45.9% |
| Offices | 85 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.9% | 3.0% |
Wintrust Bank, National Association has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Mid Bank & Trust, National Association leads on 3 and Wintrust Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.