Side-by-side · Q2 2026 data
First Midwest Bank of Dexter vs Peoples Community Bank
Metric by metric
| Measure | First Midwest Bank of Dexter | Peoples Community Bank |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 74 (stronger) | 59 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 35 | 62 (stronger) |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 40th | 84th |
| Total assets | $652.0M | $735.2M |
| Deposits / shares | $524.4M | $599.8M |
| Capital ratio | 10.97% | 18.54% (stronger) |
| Problem loans | 0.79% (stronger) | 1.23% |
| Net charge-offs | 0.01% | -0.02% (stronger) |
| Return on assets | 1.86% | 2.61% (stronger) |
| Loans ÷ deposits | 106.7% | 82.3% (stronger) |
| Uninsured deposits | 32.0% | 29.0% (stronger) |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 8.3% |
Peoples Community Bank has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Midwest Bank of Dexter leads on 1 and Peoples Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.