Side-by-side · Q2 2026 data
First Midwest Bank of the Ozarks vs Peoples Community Bank
Metric by metric
| Measure | First Midwest Bank of the Ozarks | Peoples Community Bank |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 67 (stronger) | 59 |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 51 | 62 (stronger) |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 40th | 84th |
| Total assets | $733.2M | $735.2M |
| Deposits / shares | $646.6M | $599.8M |
| Capital ratio | 10.84% | 18.54% (stronger) |
| Problem loans | 1.00% (stronger) | 1.23% |
| Net charge-offs | 0.11% | -0.02% (stronger) |
| Return on assets | 1.81% | 2.61% (stronger) |
| Loans ÷ deposits | 96.8% | 82.3% (stronger) |
| Uninsured deposits | 26.2% (stronger) | 29.0% |
| Offices | 11 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | 8.3% |
Peoples Community Bank has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Midwest Bank of the Ozarks leads on 2 and Peoples Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Poplar Bluff, MO
- Greenville, MO
- Piedmont, MO
- Puxico, MO