Side-by-side · Q2 2026 data
First Montana Bank, Inc. vs Manhattan Bank
Metric by metric
| Measure | First Montana Bank, Inc. | Manhattan Bank |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 52 (stronger) | 49 |
| Loan quality | 96 (stronger) | 88 |
| Earnings | 63 | 76 (stronger) |
| Funding & liquidity | 70 | 92 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 53rd | 61st |
| Total assets | $530.3M | $287.1M |
| Deposits / shares | $437.9M | $252.7M |
| Capital ratio | 10.15% (stronger) | 9.90% |
| Problem loans | 0.13% (stronger) | 0.35% |
| Net charge-offs | 0.07% | 0.07% (stronger) |
| Return on assets | 1.07% | 1.41% (stronger) |
| Loans ÷ deposits | 72.7% | 63.0% (stronger) |
| Uninsured deposits | 31.2% | 19.3% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 4.7% |
Manhattan Bank has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Montana Bank, Inc. leads on 2 and Manhattan Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.