Side-by-side · Q2 2026 data
First Montana Bank, Inc. vs Opportunity Bank of Montana
Metric by metric
| Measure | First Montana Bank, Inc. | Opportunity Bank of Montana |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 52 | 59 (stronger) |
| Loan quality | 96 (stronger) | 91 |
| Earnings | 63 (stronger) | 54 |
| Funding & liquidity | 70 (stronger) | 69 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 53rd | 63rd |
| Total assets | $530.3M | $2.1B |
| Deposits / shares | $437.9M | $1.8B |
| Capital ratio | 10.15% | 10.93% (stronger) |
| Problem loans | 0.13% (stronger) | 0.26% |
| Net charge-offs | 0.07% | 0.03% (stronger) |
| Return on assets | 1.07% (stronger) | 0.85% |
| Loans ÷ deposits | 72.7% (stronger) | 86.2% |
| Uninsured deposits | 31.2% | 19.9% (stronger) |
| Offices | 10 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 12.0% |
First Montana Bank, Inc. has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Montana Bank, Inc. leads on 4 and Opportunity Bank of Montana on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.