Side-by-side · Q2 2026 data
First Montana Bank, Inc. vs Rocky Mountain Credit Union
Metric by metric
| Measure | First Montana Bank, Inc. | Rocky Mountain Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 53 |
| Capital cushion | 52 (stronger) | 37 |
| Loan quality | 96 (stronger) | 62 |
| Earnings | 63 (stronger) | 27 |
| Funding & liquidity | 70 | 87 (stronger) |
| Problem-loan coverage | 99 (stronger) | 83 |
| Peer percentile | 53rd | 9th |
| Total assets | $530.3M | $426.5M |
| Deposits / shares | $437.9M | $366.6M |
| Capital ratio | 10.15% (stronger) | 8.74% |
| Problem loans | 0.13% (stronger) | 1.15% |
| Net charge-offs | 0.07% (stronger) | 0.48% |
| Return on assets | 1.07% (stronger) | 0.17% |
| Loans ÷ deposits | 72.7% (stronger) | 73.6% |
| Uninsured deposits | 31.2% | 0.0% (stronger) |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 18.0% |
First Montana Bank, Inc. has the higher TellerScore (73 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First Montana Bank, Inc. leads on 6 and Rocky Mountain Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.