Side-by-side · Q2 2026 data
First National Bank, Ames, Iowa vs Bank Midwest
Metric by metric
| Measure | First National Bank, Ames, Iowa | Bank Midwest |
|---|---|---|
| TellerScore | 60 | 69 (stronger) |
| Capital cushion | 49 | 52 (stronger) |
| Loan quality | 53 | 86 (stronger) |
| Earnings | 69 (stronger) | 60 |
| Funding & liquidity | 66 | 70 (stronger) |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 21st | 53rd |
| Total assets | $1.1B | $1.3B |
| Deposits / shares | $955.6M | $1.1B |
| Capital ratio | 9.86% | 10.16% (stronger) |
| Problem loans | 1.41% | 0.42% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 1.23% (stronger) | 1.01% |
| Loans ÷ deposits | 68.3% (stronger) | 90.1% |
| Uninsured deposits | 37.9% | 8.6% (stronger) |
| Offices | 9 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 5.3% |
Bank Midwest has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First National Bank, Ames, Iowa leads on 3 and Bank Midwest on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.