Side-by-side · Q2 2026 data
First National Bank & Trust Company vs Peoples Bank of Kankakee County
Metric by metric
| Measure | First National Bank & Trust Company | Peoples Bank of Kankakee County |
|---|---|---|
| TellerScore | 53 | 66 (stronger) |
| Capital cushion | 28 (stronger) | 27 |
| Loan quality | 71 | 89 (stronger) |
| Earnings | 40 | 58 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 46 | 95 (stronger) |
| Peer percentile | 9th | 31st |
| Total assets | $388.1M | $375.6M |
| Deposits / shares | $364.9M | $328.3M |
| Capital ratio | 7.79% (stronger) | 7.67% |
| Problem loans | 0.88% | 0.32% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 0.49% | 0.94% (stronger) |
| Loans ÷ deposits | 42.7% (stronger) | 51.3% |
| Uninsured deposits | 21.1% | 11.2% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Peoples Bank of Kankakee County has the higher TellerScore (66 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First National Bank & Trust Company leads on 2 and Peoples Bank of Kankakee County on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.