Side-by-side · Q2 2026 data
First National Bank and Trust Company of Ardmore vs Prism Bank
Bank
First National Bank and Trust Company of Ardmore
Ardmore, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | First National Bank and Trust Company of Ardmore | Prism Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 63 |
| Capital cushion | 51 | 51 |
| Loan quality | 99 (stronger) | 84 |
| Earnings | 83 (stronger) | 56 |
| Funding & liquidity | 81 (stronger) | 44 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 75th | 24th |
| Total assets | $686.7M | $720.9M |
| Deposits / shares | $587.6M | $639.6M |
| Capital ratio | 10.07% | 10.08% (stronger) |
| Problem loans | 0.03% (stronger) | 0.49% |
| Net charge-offs | -0.01% | -0.02% (stronger) |
| Return on assets | 1.56% (stronger) | 0.91% |
| Loans ÷ deposits | 70.1% (stronger) | 95.3% |
| Uninsured deposits | 23.2% (stronger) | 33.5% |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | — |
First National Bank and Trust Company of Ardmore has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First National Bank and Trust Company of Ardmore leads on 5 and Prism Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.