Side-by-side · Q2 2026 data
First National Bank & Trust Company of McAlester vs Frontier State Bank
Bank
First National Bank & Trust Company of McAlester
Mcalester, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | First National Bank & Trust Company of McAlester | Frontier State Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 47 |
| Capital cushion | 59 | 65 (stronger) |
| Loan quality | 55 (stronger) | 0 |
| Earnings | 98 (stronger) | 85 |
| Funding & liquidity | 78 (stronger) | 44 |
| Problem-loan coverage | 86 (stronger) | 37 |
| Peer percentile | 47th | 5th |
| Total assets | $580.4M | $608.6M |
| Deposits / shares | $504.2M | $457.5M |
| Capital ratio | 10.89% | 11.54% (stronger) |
| Problem loans | 1.34% (stronger) | 4.81% |
| Net charge-offs | -0.02% (stronger) | -0.00% |
| Return on assets | 1.94% (stronger) | 1.62% |
| Loans ÷ deposits | 68.5% (stronger) | 104.0% |
| Uninsured deposits | 27.4% | 26.2% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank & Trust Company of McAlester has the higher TellerScore (71 vs 47). On the 7 directional measures above (where higher or lower is clearly better), First National Bank & Trust Company of McAlester leads on 5 and Frontier State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.