Side-by-side · Q2 2026 data
First National Bank & Trust Company of McAlester vs Panhandle First Bank
Bank
First National Bank & Trust Company of McAlester
Mcalester, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | First National Bank & Trust Company of McAlester | Panhandle First Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 56 |
| Capital cushion | 59 | 80 (stronger) |
| Loan quality | 55 (stronger) | 22 |
| Earnings | 98 (stronger) | 37 |
| Funding & liquidity | 78 (stronger) | 75 |
| Problem-loan coverage | 86 (stronger) | 76 |
| Peer percentile | 47th | 13th |
| Total assets | $580.4M | $568.7M |
| Deposits / shares | $504.2M | $463.0M |
| Capital ratio | 10.89% | 13.03% (stronger) |
| Problem loans | 1.34% (stronger) | 2.34% |
| Net charge-offs | -0.02% (stronger) | 2.97% |
| Return on assets | 1.94% (stronger) | 0.42% |
| Loans ÷ deposits | 68.5% (stronger) | 75.6% |
| Uninsured deposits | 27.4% | 23.4% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank & Trust Company of McAlester has the higher TellerScore (71 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First National Bank & Trust Company of McAlester leads on 5 and Panhandle First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.